Auto3P provides an end-to-end solution, Horizon Auto-Sense, for calculating vehicle insurance premium rates based on the customers driving distances, times, types of roads, individual "Drive Style", driver identification and more.
The Horizon Auto-Sense platform supports the complete process from the device installation management, through collecting, processing and analyzing the information, to provision of customized premium calculation, both to the insurance company and the vehicle owners, all based on the customers individual usage.
Customized premium calculation factors:
· Pay per use – PAYD – Distances & time
· Road type – Urban/Rural/Highway
· Time of day – Day/Night/Rush hours
· Driving Style / Eco drive - Acceleration/Braking/Speeding/Cornering
· I-Button / Driver recognition – Young driver
· G-Sensor / Accelerometer – Accident detection alert